Open a Chime Checking Account using the referral link below, set up a qualifying direct deposit of 200 dollars or more, and Chime typically deposits your 100 dollar reward once all steps are completed.
Click here to join Chime and get your 100 dollar reward
Benefits of a Chime Checking Account
- No monthly fees
- Get paid up to 2 days early with direct deposit, timing depends on payer submission
- Fee free overdraft up to 200 dollars for eligible members through SpotMe
- Build credit history with no annual fees using the secured Chime Visa Credit Card
- Get up to 500 dollars of your pay before payday if eligible through MyPay
How to Get Your 100 Dollar Reward
Step 1: Sign up
Enroll in Chime and open a Chime Checking Account using the referral link.
Step 2: Set up direct deposit
Receive a qualifying direct deposit of 200 dollars or more into the new Chime Checking Account within 45 days of signing up.
Step 3: Receive your reward
Chime generally deposits the 100 dollar reward within 2 business days after all requirements are met.
Eligibility and Requirements
- You must be a new Chime Checking Account customer and use the referral link to open your account.
- A qualifying direct deposit must be 200 dollars or more from an employer, payroll provider, gig economy payer, benefits payer, or through an OCT transaction.
- Direct deposits from bank transfers, peer to peer transfers, mobile check deposits, or tax refunds do not qualify.
- You must activate your physical Chime Visa Card within 14 days of receiving a qualifying direct deposit.
- Credits of 10 dollars or more will be reported on IRS Form 1099 INT.
- Chime may change or discontinue the referral promotion at any time.
Important Information and Disclosures
Early access to direct deposit depends on the timing of the payer. Funds may be available up to 2 days early.
SpotMe is an optional service with eligibility based on qualifying direct deposits. Limits range from 20 dollars up to 200 dollars or more depending on account history and other factors. SpotMe does not cover ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions.
MyPay is a line of credit and is only available to eligible members in select states. Limits range from 20 dollars to 500 dollars per pay period. Terms are displayed within the Chime app and may change at any time.
Marketed credit score improvements are based on a representative study. Results vary and are not guaranteed. Late payments may negatively impact credit scores.
Banking services are provided by The Bancorp Bank N.A. or Stride Bank N.A., Members FDIC. The Chime Visa Debit Card and secured Chime Visa Credit Card are issued by these banks. See the Deposit Account Agreement for details.
Join Chime
Start your account in minutes. After opening your account, set up qualifying direct deposit and meet the activation requirements to receive your 100 dollar bonus.
This page is for informational and promotional purposes. All terms and conditions are set by Chime and its banking partners.
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